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- In March 2022, 11.6 billion fraudulent text messages were sent to Americans.
- Scammers get your personal information from websites that legitimately sell data, such as your email address and phone number.
- Discover is launching a free service that will remove your information from the top 10 people-finding websites.
- Read the insider’s guide to the best credit cards.
Discover has begun rolling out a great feature that could dramatically reduce the likelihood that customers will become victims of identity theft.
Discover Online Privacy Protection is a free service that proactively searches for and destroys your personal data on 10 popular web sites that collect information. This means you will receive less spam and fake emails. You can register for Online Privacy Protection with a simple tap on your smartphone.
Discover introduces online privacy protection
According to Teltech’s analysis, Americans received 11.6 billion fraudulent text messages in March 2022 alone. Scammers and spammers use a variety of websites to collect your information and call, text, or email you.
Online Privacy Protection will automatically remove information such as your name, home address, age, telephone number and email address from the following websites:
- BeenVerified.com
- Intellius.com
- yellowpages.com
- Addresses.com
- PeopleLooker.com
- AnyWho.com
- InstantPeopleFinder.com
- PeopleSmart.com
- USsearch.com
- ZabaSearch.com
These 10 sites legally collect and sell your information. Discover Online Privacy Protection will rescan these sites every 90 days or so to make sure your data hasn’t reappeared. This can save you many hours and headaches from trying to delete this information yourself.
Read more: Credit card fraud is more common than you think, but you can protect yourself by taking 5 easy steps
Who has the right to privacy online?
Introductory offer
Unlimited Cash Back – Discover will automatically return all the money you’ve earned at the end of the first year
Awards
Earn 5% cash back on everyday purchases at various places every quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay with PayPal, up to a quarterly maximum after activation. Get unlimited 1% cashback automatically on all other purchases.
Introductory offer
Unlimited Cash Back – Discover will automatically return all the money you’ve earned at the end of the first year
Awards
Earn 5% cash back on everyday purchases at various places every quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay with PayPal, up to a quarterly maximum after activation. Get unlimited 1% cashback automatically on all other purchases.
Details
Awards
Earn 5% cash back on everyday purchases at various places every quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay with PayPal, up to a quarterly maximum after activation. Get unlimited 1% cashback automatically on all other purchases.
Introductory offer
Unlimited Cash Back – Discover will automatically return all the money you’ve earned at the end of the first year
Recommended credit
Good to excellent
Recommended credit rating. Note that credit card lenders may use many different credit scoring models when reviewing your application.
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Ordinary annual
14.99% – 25.99% Variable
Intro APR
0% APR for 15 months on purchases and balance transfers
Editor’s rating
Our editor’s ratings analyze fees, bonuses, rewards and benefits to highlight the best and most affordable credit cards available.
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Pros and cons
Main points
Additional reading
If you have the Discover mobile app, you’ll be given the option to enroll in Online Privacy Protection. Only customers of Discover credit cards and banks are eligible for this benefit. In other words, you can’t use it unless you have some sort of Discover account.
Read more: Simple ways to protect your data that won’t take much time but can have huge security benefits
All Discover credit cards have no annual fee. The most popular cards include:
- Discover it® Cashback – Earn 5% cashback in categories that rotate quarterly on up to $1,500 in aggregate spend during activation (1% thereafter) (From October 1st through December 31st, 2022, you can earn 5% cashback on Amazon. com and on digital wallets up to $1,500 upon registration, then 1%). You’ll also earn 1% cash back on all other eligible purchases.
- Discover it® Miles – Earn 1.5 miles (1.5%) on all purchases.
- Discover it® chrome – Earn 2% cash back at gas stations and restaurants on total spend of up to $1,000 each quarter (1% thereafter). You’ll also earn 1% cash back on all other eligible purchases.
Read more: The best Discover credit cards
These cards don’t have a sign-up bonus per se, but for Discover it® Cash Back and Discover it® chrome, Discover will give you all the cash back you’ve earned after the first 12 months of account opening. For Discover it® miles, Discover will match any miles you’ve earned at the end of the first year. This can add up to hundreds of dollars, depending on how often you use your card.
Discover cards already offer great security features, such as the ability to freeze your account if you lose your card. It also offers identity alerts that search the Internet for security breaches where your social security number has been exposed. Online privacy protection is a great benefit that complements Discover’s suite of security benefits, making Discover credit cards more attractive than ever.
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